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The Only Claude Tools You Need

There are 91,000+ Claude skills and 50,000+ MCP listings out there. You need about a dozen. This is the short list, kept deliberately small: five MCP configs worth wiring up, seven skills worth installing, and just as usefully, what to skip. Copy-paste blocks included, checked against the real package names so they work first time.

Five MCP configs worth wiring up

MCP servers are what let Claude actually touch things: your files, the web, a database, your repo. These five are the official reference servers, run locally over stdio, no accounts or API keys to wrangle for most of them. Paste each block into your MCP config (in Claude Desktop that is claude_desktop_config.json; in Claude Code, claude mcp add or your project's .mcp.json) under "mcpServers", swap in your own paths, and restart.

1. Filesystem

Why: the single most useful MCP there is. It gives Claude read and write access to folders you name, nothing else. Everything else on this list is a nice-to-have; this one is the reason "Claude in a folder" works at all.

{
  "mcpServers": {
    "filesystem": {
      "command": "npx",
      "args": [
        "-y",
        "@modelcontextprotocol/server-filesystem",
        "/path/to/your/folder"
      ]
    }
  }
}

Only list folders you are genuinely fine with Claude reading and editing. It runs with your own file permissions.

2. Fetch

Why: lets Claude pull a real webpage and read it as clean text instead of guessing from training data. The difference between "probably right" and "just checked."

{
  "mcpServers": {
    "fetch": {
      "command": "uvx",
      "args": ["mcp-server-fetch"]
    }
  }
}

Needs uv installed (uvx ships with it). On Windows, if it hangs, add "env": {"PYTHONIOENCODING": "utf-8"} to the block.

3. Git

Why: Claude can read history, diff, and status on a real repo instead of you pasting code back and forth. Small thing, saves a lot of copy-paste.

{
  "mcpServers": {
    "git": {
      "command": "uvx",
      "args": ["mcp-server-git", "--repository", "/path/to/your/repo"]
    }
  }
}

Read and inspect are safe defaults. Treat anything that commits or pushes as a step you approve, not one you automate blind.

4. Memory

Why: a small local knowledge graph so Claude can remember facts about your business across sessions instead of you re-explaining it every time. This is the one that makes Claude feel like it knows you.

{
  "mcpServers": {
    "memory": {
      "command": "npx",
      "args": ["-y", "@modelcontextprotocol/server-memory"],
      "env": {
        "MEMORY_FILE_PATH": "/path/to/your/memory.jsonl"
      }
    }
  }
}

It is a plain file on your machine. Back it up like you would any other business record.

5. Sequential thinking

Why: forces Claude to lay out its reasoning step by step before answering, instead of jumping straight to a confident-sounding conclusion. Worth having wired up for anything with real stakes: pricing, contracts, numbers.

{
  "mcpServers": {
    "sequential-thinking": {
      "command": "npx",
      "args": ["-y", "@modelcontextprotocol/server-sequential-thinking"]
    }
  }
}

On Windows, if npx will not launch directly from the config, wrap it: "command": "cmd", "args": ["/c", "npx", "-y", "@modelcontextprotocol/server-sequential-thinking"].

Skipped on purpose: the official SQLite reference server. It has an unpatched SQL injection issue and has not been updated since it was archived. If you need a database MCP, wait for a maintained one or ask us and we will point you at the current pick.

Seven skills worth installing

Skills are the other half: they tell Claude how to do a job well, not just what tools it can reach. These seven are general enough to earn a permanent spot, not novelty extensions you try once and forget.

1
Document creation (docx / pdf / pptx)
Turns a rough draft into an actual Word doc, PDF, or slide deck you can send, not markdown you have to reformat yourself.
2
Deep or quick research
Fans out across multiple sources, checks claims against each other, and hands back a summary with sources attached instead of one confident guess.
3
Memory hygiene
Goes back through what Claude has remembered about you, merges the duplicates, and quietly retires the facts that are no longer true. Pairs with the Memory MCP above.
4
Spreadsheet handling (xlsx)
Reads and writes real Excel files, formulas included, so numbers come back as a spreadsheet you can open, not a table you have to rebuild.
5
Email drafting
Handles the tone and structure of outreach, follow-ups, and awkward asks so you are editing a draft, not staring at a blank subject line.
6
Meeting or call notes to action items
Takes rough notes or a transcript and pulls out who owes what by when, so the follow-up actually happens.
7
Session or project summariser
Compresses a long working session into a short, accurate record of what happened, so the next session (yours or Claude's) starts from the truth, not from memory.

What to skip

Most of the 91,000 fall into a handful of categories that sound useful and mostly are not, for a small business owner running Claude day to day.

Novelty persona and role-play skills
Fun for ten minutes, do not touch real work. If the pitch is a character rather than an output, skip it.
Anything that needs an API key from a service you do not already pay for
The setup cost eats the time it was meant to save. If you are not already a customer of the underlying tool, it is not for you yet.
Unmaintained reference servers
Check the last update before you install, not after. Archived or abandoned MCP servers can carry known, unpatched security issues, the SQLite one above being the example.
"All-in-one" mega-skills
The ones that promise to do twelve things usually do all twelve badly. A skill that does one job well beats a skill that does twelve jobs adequately.
Anything that writes or sends without a review step
If a skill's whole pitch is removing the human check before something goes out (an email, a payment, a public post), that is a liability, not a feature.

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